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Automobile insurance is only one woman marketing gimmick? 21 July 2010

Women's car insurance has been popping up all the net and our TV screens over recently. There is a new class of insurers like Sheila's Wheels and Cover Girl, which offer car insurance for ladies only. They promise lower premiums for women drivers because they say, is convenient for them that make women. Women are better drivers such a lower risk, they say. They have fewer accidents, fewer driving convictions and if they have an accident, repairsare usually cheaper. So it's really true, or is it just a marketing gimmick?

The answer is yes and no. Insurances only women are marketing a specific niche – women drivers. Of course, there is a trick, but like the best marketing gimmicks, is based in truth. Here are the facts about women drivers and insurance:

92% of driving convictions are handed men

These numbers are changing, though, as the womenDrivers more aggressively. According to statistics gathered by the driver motor insurance comparison site confused.com, 16.8% of male beliefs have on the results of the trip, compared with 9.8% of female drivers. This figure is up 4.8% of female drivers three years ago.

Drive men differently than women

About 98% of dangerous driving convictions were handed male drivers in the last year. After all the research men tend to be more aggressiveand competitive at the wheel than women, and that naturally leads to more accidents. Women tend to slow down – usually within the speed limits – and drive short distances. All these facts add up to fewer accidents with women. (So much for all the bad jokes about women drivers. The statistics say otherwise.)

Insurance policy to pay women less damage taken from

When women come to the accident, they tend to beFender-Bender multitude of cockroaches. Overall, companies have always known that women drivers insurance will cost less in profits.

However, this does not necessarily translate to lower premiums by companies that are just women. In fact, many of them offer that current prices are more higher than the rate you have to have business insurance, mentioned by a generic engine. The truth is that, despite the widespread feeling that the women her dearest male drivers signColleagues to pay more, insurance companies, insurance companies, most insurance companies lower rates for female drivers as part of normal business activities.

This does not mean that the best price from an insurer that offers women only cars. The bottom line is the same as it is with every other car-insurance decision. Look around you. Get insurance rate quotes from a number of different companies before politicsis best for you. Remember, if the policy that you always want to compare like with like should be compared. If you decide you want for the specific coverage you before you begin to receive offers and to ensure that the rate is quoted, the cover includes all you need. It is really the only way to be absolutely sure, you're the best coverage for your money.

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